At Lugo Financial, Javier Lugo has a holistic approach to managing your finances. He takes your financial goals and dreams into consideration first and then works toward helping you develop an accountability action plan using a seven-step process. It's not what you make that matters, but what you can keep that counts. As a CERTIFIED FINANCIAL PLANNER™, Javier Lugo prides himself on helping people avoid major money mistakes by following a seven-step financial planning process.

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This process consists of understanding and identifying your goals, analyzing the information collected, developing a plan, communicating the plan in a relatable manner, helping implement the plan recommendations, and lastly, checking in annually to monitor and measure your progress.

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As you begin to consider how best to manage your financial future, you can feel confident knowing that with a CFP® professional like Javier Lugo, you’re working with someone who has committed to the CFP Board’s high ethical standards and rigorous qualifications when providing financial advice to a client. Let’s make the time to meet and discuss your financial planning because your money matters.